Finance Options

Individual Treatment Finance Plans to Suit You

Here at The Essex Smile Centre we treat every patient as an individual and therefore each treatment plan is completely bespoke.

Each treatment is individual to you to ensure that your requirements are met, your dentist will be able to provide an accurate quote and discuss your payment options with you after your initial consultation.

We offer a range of finance options and membership payment plans because we believe that everyone should be able to benefit from high-quality dental care.

Following successful completion of your treatment we recommend that you join one of our great value membership plans which cover routine maintenance and also insures your new dental work in case of accidental damage.

Membership plans
We realise that the cost of dentistry can be a significant investment, this is why we offer a range of membership plans. Each plan enables you to spread the cost of dental maintenance over the course of a year. A plan will give you piece of mind if having had significant treatment carried out, it will cover you against injury or damage and give you worldwide dental emergency cover. All in all it’s worthwhile considering a private membership plan with us.

Payment Plan

Are you considering dental treatment, but are unsure about the best way to pay for it? If so, you might be interested in the payment plans we offer to fund your treatment.

How do I apply?

You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

When can I start the treatment?

Immediately – as soon as the credit agreement has been signed.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance?

The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193


Obviously this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.

DDS Healthcare Ltd trading as The Smile Centre is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking

We currently offer three plans;
Denplan Care, Denplan Essentials and Denplan for Children

A Denplan Hygiene Plan can also be included.

Denplan Care

Denplan Care is a really easy way to spread the cost of all of your routine treatment into affordable monthly payments, reducing the chance of receiving unexpected dental bills. This plan will cover your regular check-ups and hygiene visits, as well as any restorative treatment you may need. As with all our plans, Denplan Care also includes worldwide dental injury and dental emergency (Denplan Supplementary Insurance).

Denplan Care plans start
from £21.98 per month*

Denplan Essentials

Denplan Essentials is an easy budgeting plan that covers you for the foundations of your dental care, helping to stop problems before they start. This plan covers you for your regular check-ups and may also include a scale and polish or hygienist appointment, depending on the plan you choose. Your plan will also include worldwide dental injury and dental emergency cover (Denplan Supplementary Insurance).

Denplan Essentials plans start
from £16.17 per month*

Denplan for Children

Denplan for Children helps to protect your children’s teeth with preventive and educational care encouraging a healthy smile for life. As with all our other plans, Denplan for Children also includes worldwide dental injury and dental emergency cover (Denplan Supplementary Insurance).

Denplan Children’s plans start
from £8.69 per month*

Denplan Hygiene

If you like to have your teeth cleaned regularly by a dental professional for a clean and natural smile, are quitting smoking, or have had a dental implant, Denplan Hygiene helps you to receive regular time with a dental professional and makes treatment more affordable with simple monthly payments.

Denplan Hygiene does not include worldwide dental injury and dental emergency cover.

Speak to the team to find out more about the monthly cost*

To find out more about the great value plans available at The Essex Smile Centre talk to our friendly team or visit the Denplan website.

*Plan fees are reviewed annually and may change, in line with business costs, professional regulations and inflation. Fees may also increase in relation to the amount of treatment required over a period of time.